The Minister of Communication and Informatics (Menkominfo) Rudiantara said that the technology financial company (Fintech) is currently still targeting the people who actually have an account number in the bank.
Not only is it more targeted to people who are unbankable or do not have an account number.
"If I look at it, in general, those who use fintech are actually young people or anyone who has been touched by the banking system. Fintech should be able to push towards new markets or those that are unbankable with new products or existing products," explained the man familiarly called Chief RA after the discussion at the 2018 IdeaFest event, Jakarta Convention Center (JCC), Friday (26/10).
Therefore, he suggested that these fintech players immediately re-do strategies to suit the objectives of financial inclusion. So far, fintech stretching only substitutes existing markets with products that are already available.
"It means what is it? Lending. It's the same as a bank that provides loans to its customers who have an account number," he said.
As is well known, with the emergence of many fintechs today it is expected to be a solution to solve the number of unbankable people. This is because, through fintech it is expected that a wide range to remote areas will only rely on the internet. [idc]
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