Both individuals and organizations, Manulife insurance is already commonly used in Indonesia. They have insurance programs that offer comprehensive benefits for their customers. The new and appropriate recommended insurance program from Manulife is MiUltimate.
With many Indonesians seeking intensive treatment in Singapore, MiUltimate provides benefits that can not only be used in Indonesia, but also in Singapore.
An explanation of the advantages of this insurance product can be seen as follows.
1. Dual room system to make it easier for customers to seek treatment abroad
This system is suitable for those of you who really intend to seek treatment abroad but with premium costs equal to the cost of medical treatment in Indonesia.
For example, a customer takes a room class that costs Rp. 1 million, if he is treated abroad, then the room class that the customer gets is IDR 3 million.
2. 100% treatment fee
All medical expenses and treatments during hospitalization get 100% cover from insurance as long as the room price does not exceed the ceiling of the room for each night.
3. Benefits of outpatient care after hospitalization
The cost of outpatient care after hospitalization is included in the insurance coverage. Maximum outpatient insurance paid is 60 days.
4. Additional benefits for chemotherapy, haemodyalysis, and HIV / AIDS
MiUltimate also offers several additional benefits for customers with certain disease conditions. For example patients who need chemotherapy and haemodyalysis with the benefits of room classes of Rp. 1 million will get this additional benefit of a maximum of Rp. 300 million a year.
5. Benefits of funeral costs
Manulife's customers with the MiUltimate program will also benefit from funeral fees. This benefit is IDR 30 million for any class.
6. Health bracelet
What is unique about Manulife MiUltimate is that you will get a health bracelet. This bracelet serves to monitor the health of customers every day. This health bracelet is connected to a smartphone to make and send health reports. If you diligently send health reports through this health bracelet, then you can get a premium discount the following year.
One more interesting advantage of MiUltimate. Namely, if as a customer you experience illness at any time with a critical condition, then you can request additional limits.
Labels:
2019,
Insurance,
Manulife,
News Education
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